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Home > Retail Banking > Loan Services > Personal Instalment Loan

Personal Instalment Loan

Release date:09 August 2025

Product Features
即批即放款
Instant loan disbursement
via mobile loan application
貸款額高達月薪12倍或港幣1,000,000元
Loan amount up to 12X
monthly income or HK$1,000,000,
whichever is lower
還款期長達60個月
Repayment terms up
to 60 months
7天冷靜期
7 days cooling off period
0手續費
$0 handling fee
靈活選擇適合您的理想還款期和貸款金額
Flexible choices to best fit
your tenor and loan amount
下载app
App Store APK下载
Documents required
所需文件
The Bank reserves the right to request additional documents for approval.
Eligibility
To apply for Personal Instalment Loan, you have to fulfill the following requirements:
为香港居民 Hong Kong resident
年满18岁或以上 Aged 18 or above
月薪港幣8,000元或以上 Monthly salary of HK$8,000 or above
To borrow or not to borrow? Borrow only if you can repay!

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To borrow or not to borrow? Borrow only if you can repay!

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